Insurance Authorization & Benefits

Many insurance companies review and approve the plan for treatment before a scheduled admission. Before admission, your doctor and/or the doctor's office staff must obtain any authorizations necessary prior to any scheduled treatment. For emergency admissions, we will assist in getting authorization for your care.

Saint Joseph Mercy Health System accepts and participates with many insurance plans. Individual policies and benefits may differ according to specific contracts with our hospitals. We will contact your insurance companies to verify your enrollment status and benefits. We are generally able to provide you with an estimate of the portion of the hospital bill that will be your responsibility at the time of discharge. We will send claims to the insurance companies identified. You are responsible for payment when services are not covered or payable by your insurance carrier.